We provide financial services

Affordable and reliable loans when you need them.

Daily, weekly and monthly loans with simple flat-rate interest, available through our branches, with flexible collateral you already own.

3
Loan types
5 wks
Standard term
40%
Flat rate
Customer of Mint Inc Zambia Limited
Why Mint Inc

Borrowing that fits the way you live

A straightforward lending experience built on flexible terms and transparent costs.

Your collateral, accepted

Items you already own, put to work.

TVs, fridges, gaming consoles, cars and more, collateral that gives you access to cash fast.

Cars
Fridges
Phones
Microwaves
TVs
Gaming consoles
Cars
Fridges
Phones
Microwaves
TVs
Gaming consoles

Daily, weekly or monthly

Pick the repayment schedule that matches your income, Sunday to Thursday, weekly, or monthly.

Simple, flat-rate interest

One transparent rate with no surprise charges. You know the full cost before you accept.

How it works

Three steps. No surprises.

01

Tell us about you

Contact our team on WhatsApp or visit a branch to discuss your needs.

02

Choose your term

Pick daily, weekly or monthly repayment and see the flat-rate cost before you commit.

03

Secure with collateral

Offer up a TV, fridge, game console, car or similar, get a decision and your cash.

Loan products

Three ways to borrow

Choose the repayment rhythm that matches your income. You see the cost upfront.

Daily loans

Every day of the 5-week term

Repay a little each day, Sunday to Thursday, spread across 5 weeks.

Interest 40% flat
Learn more

Final terms and eligibility are confirmed by Mint before you borrow.

Contact us on WhatsApp

Weekly loans

Weekly repayments

A manageable weekly payment. Expand below for the current repayment day and cutoff.

Interest 40% flat
Learn more

Final terms and eligibility are confirmed by Mint before you borrow.

Contact us on WhatsApp

Monthly loans

Week-based interest

Priced by the week you borrow for, 15% for a 1-week loan up to 40% for a month.

Interest 15 to 40%
Learn more

Final terms and eligibility are confirmed by Mint before you borrow.

Contact us on WhatsApp
Transparent rates

Know exactly what you'll pay

Each loan uses simple flat rate interest. You see the full cost at the start.

  • Flat rate (simple interest) with the cost fixed from day one
  • Daily and weekly loans: 40% flat over the 5-week term
  • Monthly loans priced by the week: 15% up to 40%
  • Clear if you settle early: interest recalculates on the reducing balance
  • No hidden fees. You see the total before you accept.
Smiling MINT customer holding Zambian kwacha

Loan calculator

Clear figures before you apply

K
Loading current loan limits…

Estimate based on MINT's current published rates. Final approval and collateral assessment still apply.

Collateral

Items you already own, put to work

Cars, fridges, phones, microwaves, TVs, gaming consoles and more.

Cars
Fridges
Phones
Microwaves
TVs
Gaming consoles
Cars
Fridges
Phones
Microwaves
TVs
Gaming consoles

Not sure if your item qualifies? Ask us on WhatsApp.

Trust & security

A lender you can count on

Friendly repayment terms

Daily, weekly and monthly schedules built around your income.

Clear, upfront costs

Flat-rate interest agreed before you borrow, no surprises later.

Your items, protected

Collateral is held securely and returned once the loan is cleared.

Human support

Talk to a real person, Muzamba and the team, on call and on WhatsApp.

FAQ

Got questions? We have answers

Talk to Mint

Questions & feedback

Have a question, recommendation or concern? Send our team a message. No account needed.

Provide a phone number or email address so we can reply.

Your message and contact details are shared with Mint administrators so they can respond. Please do not include passwords or sensitive financial information.

Read our Privacy Policy

Ready when you are.

Speak to our team about your needs, loan options and collateral.

Contact us on WhatsApp